"Fairness in Finance"

All Christians, their pastors included, are called to show concern for the building of a better world. This is essential, for the Church's social thought is primarily positive: it offers proposals, it works for change and in this sense it constantly points to the hope born of the loving heart of Jesus Christ.

Evangellii Gaudium #183 - Pope Francis

Just Finance Foundation has been set up by The Archbishop of Canterbury Justin Welby to help church communities tackle issues such as those above.

We want to draw together church resources, such as buildings, people, finance, time and experience and harness them to work together to help people to move out of cycles of debt and poverty and to enable community based finance initiatives such as your local credit union to grow.

Did you know that ...

A quarter of children in diocesan area are living in poverty in some areas that rises to 9 out of 10*

1 in 5 people have no savings at all, meaning they are just one pay cheque away from financial crisis**

Families across the region are living with nearly £200m of debt***

If you'd like to find out more about how you and your church community can be involved please contact Julia Webster, Just Finance Coordinator on 0151 705 2194 or 07947 210811

"Command those who are rich in this present world not to be arrogant, nor to put their hope in wealth, which is so uncertain, but to put their hope in God who richly provides us with everything for our enjoyment. Command them to do good, to be rich in deeds and to be generous and willing to share.In this way they will lay up treasure for themselves as a firm foundation for the coming age, so that they may take hold of the life that is truly life. "

Timothy 6 v17-19

Credit Unions are like a community bank owned and run for the benefit of their members, that they offer affordable loans, give budgeting advice and encourage people to save, the money they make stays within the local community and profits made from the interest charged on loans is paid back to the members in the form of a dividend. They are protected by same rules as banks — your money is protected by the Financial Services Compensation Scheme (currently up to £85,000). If you normally pay for a holiday with your credit card, or car insurance in monthly interest bearing payments then why not take out a loan with the credit union instead, not only will you be benefitting your local community and enabling the credit union to help more members, you may find that you will pay less interest as well.

Churches are often the first point of contact for people in crisis, Just Finance provides simple training on how to deal with anyone coming to you with financial worries. what to say and where to send them for the best help. Just Finance also offers access to simple money management training for those people who want to get back in control of their finances, it teaches a range of skills from budgeting to shopping around for gas and electricity deals and much more.

How can I become involved?

There are many things you and your church can do to become involved and help your local community to become more financially resilient.

Small Steps

Ask me along to do a money talk at your church

Find out about your local credit union

Join the credit union

Become a debt signposter/credit champion

Medium Steps

Run the Seeing Change course in your Church

Invite a debt advice service to run an or Christians outreach from your premises

Host a mass sign up event for people to join the credit union

Become a money mentor

Big Steps

Host a credit union in your church

Host a Community Money Advice Against Poverty

Invest as a Church Community with the credit union

GET INVOLVED: Open to people of all faiths (or none). No special skills or knowledge are needed

Email: [email protected]

Website: www.cuf.org.uk/together-liverpool